Refund & cancellation policy

Last updated: October 15, 2026.

Single reports ($4.99)

Monthly plans ($9 Starter, $29 Business)

How to ask for a refund

Use the contact form and give the email you paid with and the report ID or date of the charge. We reply within 1 business day. Approved refunds go back to the original card, usually within 5–10 business days.

On your card statement

Charges appear as PAYORSCAM. If you don't recognise a charge, contact us before disputing it with your bank and we'll sort it out.

PayOrScam is a product of Suntec AI LLC, 30 N Gould St Ste R, Sheridan, WY 82801.