Every check shows the risk level (Low, Medium or High) free. The full report, with every reason, finding, source and explanation, is paid.

How much does PayOrScam cost?

The risk level is free. A single full report is $7. Plans: Solo $29/month (10 reports), Small Business $79/month (40 reports) and Team $199/month (150 reports in one shared pool). Any plan can add 5 reports for $15, and you can switch or cancel any time. The pricing page shows approximate prices in your local currency, and checkout charges in your local currency where supported.

Does PayOrScam tell me if a company is a scam?

No. We never label a company a scam. We show warning signs and good signs, each with its source, so you can make an informed decision and verify it yourself.

The company on official registers (e.g. Companies House, SEC EDGAR, GLEIF), its directors and owners, sanctions lists, the website's age, hosting and certificates, the email domain, the phone number, bank details, the document's arithmetic and metadata, logos and signatures (reverse image search), regulator warning lists, phishing lists, reviews and news.

Do you store my invoice?

No. Uploaded files are processed in memory and not stored. Images may be held in memory for a few minutes only to run a reverse image search. The resulting report is kept for 30 days and then deleted.

Is a 'Low' risk result a guarantee?

No. Fraudsters copy real invoices and change only the bank details. Always confirm bank details by phone using a number you already trust.

I've already paid a suspicious invoice. What now?

Call your bank immediately and ask them to recall the payment, then report it: in the US to ReportFraud.ftc.gov and the FBI's IC3, in the UK to Action Fraud.

My business appears in a report and something is wrong. What can I do?

Use the Contact & disputes page. We review corrections and fix or remove information that's wrong.

Bienvenido. En 2025, solo en EE. UU. se denunciaron pérdidas de 15.900 millones de dólares por estafas. Son unos 43,6 millones de dólares al día. Fuente: FTC, 2026

Estamos aquí para que no seas el siguiente. PayOrScam revisa en minutos la factura, el contrato o el documento de empresa y la empresa que hay detrás, para que puedas frenar una estafa antes de pagar.

Antes de pagar, compruébalo.

Sube una factura, un contrato o un documento de registro mercantil, o pega un enlace, una empresa o un email. Buscamos señales de manipulación en el documento y revisamos la empresa que hay detrás, y te explicamos por qué parece arriesgado o legítimo.

Facturas falsas

Cambio de cuenta bancaria

Empresas que imitan a otras

Contratos y certificados manipulados

Presión para pagar ya

📄 Sube una factura, contrato o documento de empresa (PDF o imagen)
Haz clic o arrastra un archivo

Gratis: el nivel de riesgo (Bajo/Medio/Alto). Todos los motivos y fuentes: en el informe completo. No es una garantía ni asesoramiento legal o financiero. No guardamos los archivos subidos. Nunca decimos que una empresa sea una estafa: mostramos señales de alerta. Privacidad · Aviso sobre IA