Every check shows the risk level (Low, Medium or High) free. The full report, with every reason, finding, source and explanation, is paid.

How much does PayOrScam cost?

The risk level is free. A single full report is $7. Plans: Solo $29/month (10 reports), Small Business $79/month (40 reports) and Team $199/month (150 reports in one shared pool). Any plan can add 5 reports for $15, and you can switch or cancel any time. The pricing page shows approximate prices in your local currency, and checkout charges in your local currency where supported.

Does PayOrScam tell me if a company is a scam?

No. We never label a company a scam. We show warning signs and good signs, each with its source, so you can make an informed decision and verify it yourself.

The company on official registers (e.g. Companies House, SEC EDGAR, GLEIF), its directors and owners, sanctions lists, the website's age, hosting and certificates, the email domain, the phone number, bank details, the document's arithmetic and metadata, logos and signatures (reverse image search), regulator warning lists, phishing lists, reviews and news.

Do you store my invoice?

No. Uploaded files are processed in memory and not stored. Images may be held in memory for a few minutes only to run a reverse image search. The resulting report is kept for 30 days and then deleted.

Is a 'Low' risk result a guarantee?

No. Fraudsters copy real invoices and change only the bank details. Always confirm bank details by phone using a number you already trust.

I've already paid a suspicious invoice. What now?

Call your bank immediately and ask them to recall the payment, then report it: in the US to ReportFraud.ftc.gov and the FBI's IC3, in the UK to Action Fraud.

My business appears in a report and something is wrong. What can I do?

Use the Contact & disputes page. We review corrections and fix or remove information that's wrong.

Maligayang pagdating. Noong 2025, sa US pa lang, nag-ulat ang mga tao ng $15.9 bilyon na nawala dahil sa scam. Halos $43.6 milyon bawat araw iyon. Source: FTC, 2026

Nandito kami para hindi ikaw ang susunod. Sa loob ng ilang minuto, sinusuri ng PayOrScam ang invoice, kontrata o dokumento ng kompanya at ang kompanyang nasa likod nito, para mapigilan mo ang scam bago ka magbayad.

Bago magbayad, i-check muna.

Mag-upload ng invoice, kontrata o dokumento ng rehistro ng kompanya, o mag-paste ng link, pangalan ng kompanya o email. Hinahanap namin ang mga palatandaan ng pag-edit sa dokumento at sinusuri ang kompanyang nasa likod nito, saka namin ipinapaliwanag kung bakit ito mukhang delikado o totoo.

Pekeng invoice

Binagong detalye ng bangko

Gayang kompanya

Binagong kontrata at sertipiko

Pinipilit kang magbayad agad

📄 Mag-upload ng invoice, kontrata o dokumento ng kompanya (PDF o larawan)
I-click o i-drop ang file

Libre: ang antas ng panganib (Mababa/Katamtaman/Mataas). Lahat ng dahilan at source: nasa buong report. Hindi ito garantiya o legal/pinansyal na payo. Hindi namin iniimbak ang mga in-upload na file. Hindi namin tinatawag na scam ang anumang kompanya; ipinapakita namin ang mga babala. Privacy · Paalala tungkol sa AI