Every check shows the risk level (Low, Medium or High) free. The full report, with every reason, finding, source and explanation, is paid.

How much does PayOrScam cost?

The risk level is free. A single full report is $7. Plans: Solo $29/month (10 reports), Small Business $79/month (40 reports) and Team $199/month (150 reports in one shared pool). Any plan can add 5 reports for $15, and you can switch or cancel any time. The pricing page shows approximate prices in your local currency, and checkout charges in your local currency where supported.

Does PayOrScam tell me if a company is a scam?

No. We never label a company a scam. We show warning signs and good signs, each with its source, so you can make an informed decision and verify it yourself.

The company on official registers (e.g. Companies House, SEC EDGAR, GLEIF), its directors and owners, sanctions lists, the website's age, hosting and certificates, the email domain, the phone number, bank details, the document's arithmetic and metadata, logos and signatures (reverse image search), regulator warning lists, phishing lists, reviews and news.

Do you store my invoice?

No. Uploaded files are processed in memory and not stored. Images may be held in memory for a few minutes only to run a reverse image search. The resulting report is kept for 30 days and then deleted.

Is a 'Low' risk result a guarantee?

No. Fraudsters copy real invoices and change only the bank details. Always confirm bank details by phone using a number you already trust.

I've already paid a suspicious invoice. What now?

Call your bank immediately and ask them to recall the payment, then report it: in the US to ReportFraud.ftc.gov and the FBI's IC3, in the UK to Action Fraud.

My business appears in a report and something is wrong. What can I do?

Use the Contact & disputes page. We review corrections and fix or remove information that's wrong.

Karibu. Mwaka 2025, nchini Marekani pekee, watu waliripoti hasara ya dola bilioni 15.9 kutokana na ulaghai. Hiyo ni takriban dola milioni 43.6 kila siku. Chanzo: FTC, 2026

Tupo hapa ili usiwe mwathirika anayefuata. PayOrScam hukagua ankara, mkataba au hati ya kampuni na kampuni iliyo nyuma yake kwa dakika chache, ili uzuie ulaghai kabla ya kulipa.

Kabla ya kulipa, hakikisha.

Pakia ankara, mkataba au hati ya usajili wa kampuni, au bandika kiungo, jina la kampuni au barua pepe. Tunatafuta dalili za kuhaririwa kwenye hati na tunakagua kampuni iliyo nyuma yake, kisha tunakueleza kwa nini inaonekana hatari au halali.

Ankara bandia

Maelezo ya benki yamebadilishwa

Kampuni zinazoiga

Mikataba na vyeti vilivyohaririwa

Shinikizo la kulipa sasa hivi

📄 Pakia ankara, mkataba au hati ya kampuni (PDF au picha)
Bofya au buruta faili hapa

Bure: kiwango cha hatari (Chini/Wastani/Juu). Sababu na vyanzo vyote: kwenye ripoti kamili. Hii si dhamana wala ushauri wa kisheria au kifedha. Faili zilizopakiwa hazihifadhiwi. Hatuwahi kuita kampuni yoyote tapeli; tunaonyesha dalili za tahadhari. Faragha · Tahadhari kuhusu AI